Legal Blogs
Loan Modification vs. Short Sale: Which is Right For You?
Homeowners facing financial difficulties may consider different options to avoid foreclosure. Two popular choices are loan modification and short sale. While they are both aimed at helping homeowners stay out of foreclosure, there are differences between the two options. It is essential to understand the pros and cons of each so that you can make […]
Defending Against Foreclosure: Know Your Legal Rights
Knowing your legal rights can help you when facing foreclosure. As a homeowner, you can request loan modifications or repayment plans if you are struggling to make your mortgage payments. You should be taking proactive measures to defend against foreclosure and safeguard your home. We will explain in depth the foreclosure process timeline, how to […]
The Impact of Foreclosure on Your Credit Score and Financial Future
Foreclosure is a legal process in which a lender takes possession of a property from a borrower who has failed to meet the terms of the mortgage agreement. For homeowners, it can significantly impact personal finances, including credit scores, future loan approvals, and even the ability to rent or purchase a new home. The consequences […]
Understanding the Foreclosure Process
Foreclosure is the legal process by which a lender, such as a bank or other financial institution, takes possession of a property from a borrower who has failed to make mortgage payments. This process usually begins after several missed payments and can eventually lead to the forced sale of the property through an auction or […]
Are Verbal Contracts Legally Binding
Verbal contracts can be legally binding in certain circumstances; however, it is essential to note that proving the terms and conditions of an oral contract can be more complex than a written contract. Additionally, some types of arrangements, such as those related to real estate, must be in writing to be enforceable. So, although it […]
Tips to Prepare for Your Day in Court
Preparing for court can be nerve-wracking, but the best way to ensure your trial goes smoothly is to invest some time into properly preparing for your trial. This includes: Consulting with your lawyer Gathering and organizing evidence Knowing your case inside out Making a positive first impression Navigating courtroom etiquette Preparing emotionally and mentally Adequate […]
Choosing a Local Firm vs. National Law Firm
When choosing a law firm to represent you, one of the main factors is whether you want to work with a local or national firm. Local firms tend to have a more personalized approach and may better understand local laws and regulations. On the other hand, national firms may have more resources and experience in […]
Top 5 Traits of a Lawyer
The United States legal system is comprised of various fields of law. As a result, different types of attorneys specialize in particular fields. When searching for representation to best suit your specific legal needs, you want to look for an attorney who possess the top five traits of a lawyer: Specialization Legal Experience Resourcefulness Cost-effectiveness […]
Lawyer vs. Attorney: Distinction and Proper Use
Many people use the terms “attorney” and “lawyer” interchangeably, but there are actually some differences between the two. A lawyer is someone who has completed a law degree and is licensed to practice law. An attorney is someone who is qualified by the state to represent clients in legal matters. Put simply, all attorneys are […]
Importance of a Free Legal Consultation
When you need a lawyer, you want one who specializes in your legal needs, because they have the experience, connections, and know-how to effectively represent you. Since lawyers differ in these capacities, you want to make sure you find the best fit for your type of case. The best way to do that is by […]